Welfare broker

LYNCH & ASSOCIATES

Mailing address (most recent filing)

ONE PROGRESS PLAZA

SUITE 2210

ST.PETERSBURG, FL 33701

Total comp: $165K
Commissions: $165K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where LYNCH & ASSOCIATES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK	2	$2.6M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
RI	2	$2.6M	0.7%	399.81x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LYNCH & ASSOCIATES's plans by broker comp / premium ratio. Median 6.46% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of LYNCH & ASSOCIATES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where LYNCH & ASSOCIATES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FACTORY MUTUAL INSURANCE COMPANY FACTORY MUTUAL INSURANCE COMPANY EXECUTIVE DEATH BENEFIT PLAN FOR SENIOR VICE PRESIDENTS	RI	$1.2M	$87K	NEW YORK LIFE INSURANCE AND ANNUITY CORPORATION
FACTORY MUTUAL INSURANCE COMPANY FACTORY MUTUAL INSURANCE COMPANY EXECUTIVE DEATH BENEFIT PLAN FOR VICE PRESIDENTS	RI	$1.4M	$79K	NEW YORK LIFE AND ANNUITY COPORATION

Carrier

Plans

Premium

NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK

$2.6M

100.0%

State

Plans

Premium

State share

Index

$2.6M

0.7%

399.81x

Sponsor

Loc

Premium

Comp

Carrier

FACTORY MUTUAL INSURANCE COMPANY

FACTORY MUTUAL INSURANCE COMPANY EXECUTIVE DEATH BENEFIT PLAN FOR SENIOR VICE PRESIDENTS

$1.2M

$87K

NEW YORK LIFE INSURANCE AND ANNUITY CORPORATION

FACTORY MUTUAL INSURANCE COMPANY

FACTORY MUTUAL INSURANCE COMPANY EXECUTIVE DEATH BENEFIT PLAN FOR VICE PRESIDENTS

$1.4M

$79K

NEW YORK LIFE AND ANNUITY COPORATION