Welfare broker

LUKE J WITTROCK

Mailing address (most recent filing)

PO BOX 701

BOONE, IA 50036

Total comp: $46K
Commissions: $45K
Fees: $1K
Filings: 3
Sponsors: 3

Carrier mix

Where LUKE J WITTROCK places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$4.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IA	1	$4.7M	0.1%	105.23x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LUKE J WITTROCK's plans by broker comp / premium ratio. Median 1.90% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of LUKE J WITTROCK's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where LUKE J WITTROCK is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
VAN WALL EQUIPMENT, INC VAN WALL EQUIPMENT, INC. EMPLOYEE BENEFITS PLAN	IA	$4.7M	$90K	WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA