Welfare broker

LUCINDA A. SALINAS

Mailing address (most recent filing)

175 ADDISON ROAD

WINDSOR, CT 06095

Total comp: $16K
Commissions: $16K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where LUCINDA A. SALINAS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SUN LIFE ASSURANCE COMPANY OF CANADA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$178K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
HI	1	$178K	0.2%	283.20x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LUCINDA A. SALINAS's plans by broker comp / premium ratio. Median 15.16% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of LUCINDA A. SALINAS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where LUCINDA A. SALINAS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
UNITED PUBLIC WORKERS AFSCME LOCAL 646 AFL-CIO UNITED PUBLIC WORKERS LOCAL 646 LIFE INSURANCE PLAN	HI	$178K	$27K	SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.)