Welfare broker

LRD INSURANCE SOLUTIONS, LLC

Mailing address (most recent filing)

647 CAMINO DE LOS MARES

SUITE 10883

SAN CLEMENTE, CA 92673

Total comp: $146K
Commissions: $146K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where LRD INSURANCE SOLUTIONS, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$2.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$2.5M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LRD INSURANCE SOLUTIONS, LLC's plans by broker comp / premium ratio. Median 6.02% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of LRD INSURANCE SOLUTIONS, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where LRD INSURANCE SOLUTIONS, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MEDICAL EXTRUSION TECHNOLOGIES, INC. MEDICAL EXTRUSION TECHNOLOGIES EMPLOYEE BENEFIT PLAN	CA	$2.5M	$151K	CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES

Carrier

Plans

Premium

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$2.5M

100.0%

State

Plans

Premium

State share

Index

$2.5M

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

MEDICAL EXTRUSION TECHNOLOGIES, INC.

MEDICAL EXTRUSION TECHNOLOGIES EMPLOYEE BENEFIT PLAN

$2.5M

$151K

CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES