Welfare broker

LP INSURANCE SERVICE INC.

Mailing address (most recent filing)

300 EAST 2ND STREET, SUITE 1300

RENO, NV 89501

Total comp: $45K
Commissions: $41K
Fees: $4K
Filings: 1
Sponsors: 1

Carrier mix

Where LP INSURANCE SERVICE INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KAISER FOUNDATION HEALTH PLAN INC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KAISER FOUNDATION HEALTH PLAN INC	1	$1.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NV	1	$1.2M	0.2%	226.12x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LP INSURANCE SERVICE INC.'s plans by broker comp / premium ratio. Median 3.66% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of LP INSURANCE SERVICE INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where LP INSURANCE SERVICE INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CALIFORNIA SIERRA EXPRESS, INC. CALIFORNIA SIERRA EXPRESS HEALTH AND WELFARE PLAN	NV	$1.2M	$45K	KAISER FOUNDATION HEALTH PLAN, INC.