Welfare broker

LORI M LANCE

Mailing address (most recent filing)

7835 3RD STREET NORTH

SUITE 107

OAKDALE, MN 55128

Total comp: $31K
Commissions: $31K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where LORI M LANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HEALTHPARTNERS INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HEALTHPARTNERS INSURANCE COMPANY	1	$911K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MN	1	$911K	0.0%	50.15x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LORI M LANCE's plans by broker comp / premium ratio. Median 3.35% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of LORI M LANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where LORI M LANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ZORBAZ PIZZA AND MEXICAN RESTAURANTS, LLC LAKE LIFE HOSPITALITY GROUP	MN	$911K	$31K	HEALTHPARTNERS INSURANCE COMPANY