Welfare broker

LORI COLEMAN

Mailing address (most recent filing)

870 HAVERFORD AVENUE

UNIT 302

PACIFIC PALISADES, CA 90272

Total comp: $78K
Commissions: $78K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where LORI COLEMAN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AETNA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AETNA LIFE INSURANCE COMPANY	1	$2.8M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$2.8M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LORI COLEMAN's plans by broker comp / premium ratio. Median 2.54% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of LORI COLEMAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where LORI COLEMAN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LRG MANAGEMENT COMPANY, LLC L&R GROUP OF COMPANIES LIFE & HEALTH INSURANCE PLAN	CA	$2.8M	$71K	AETNA LIFE INSURANCE CO.