Welfare broker

LOGICAL PLANNING SOLUTIONS

Mailing address (most recent filing)

2738 WEST COLLEGE AVENUE SUITE 100

STATE COLLEGE, PA 16801

Total comp: $34K
Commissions: $34K
Fees: $0
Filings: 7
Sponsors: 7

Carrier mix

Where LOGICAL PLANNING SOLUTIONS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AMERICAN UNITED LIFE INSURANCE COMPANY66.7%
GEISINGER HEALTH PLAN33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AMERICAN UNITED LIFE INSURANCE COMPANY	2	$182K	66.7%
GEISINGER HEALTH PLAN	1	$3.7M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	3	$3.9M	0.1%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LOGICAL PLANNING SOLUTIONS's plans by broker comp / premium ratio. Median 7.94% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of LOGICAL PLANNING SOLUTIONS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where LOGICAL PLANNING SOLUTIONS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PENNS WOODS BANCORP INC. JSSB/LIFE INS. & LTD PLAN	PA	$125K	$11K	AMERICAN UNITED LIFE INSURANCE COMPANY
PENNS WOODS BANCORP, INC. PENNS WOODS BANCORP, INC. HEALTH PLAN	PA	$3.7M	$8K	GEISINGER QUALITY OPTIONS
ADVANCED CONCRETE SYSTEMS, INC. ADVANCED CONCRETE SYSTEMS INC BENEFIT PLAN	PA	$57K	$5K	AMERICAN UNITED LIFE INSURANCE COMPANY

Carrier

Plans

Premium

AMERICAN UNITED LIFE INSURANCE COMPANY

$182K

66.7%

GEISINGER HEALTH PLAN

$3.7M

33.3%

State

Plans

Premium

State share

Index

$3.9M

0.1%

23.98x

Sponsor

Loc

Premium

Comp

Carrier

PENNS WOODS BANCORP INC.

JSSB/LIFE INS. & LTD PLAN

$125K

$11K

AMERICAN UNITED LIFE INSURANCE COMPANY

PENNS WOODS BANCORP, INC.

PENNS WOODS BANCORP, INC. HEALTH PLAN

$3.7M

$8K

GEISINGER QUALITY OPTIONS

ADVANCED CONCRETE SYSTEMS, INC.

ADVANCED CONCRETE SYSTEMS INC BENEFIT PLAN

$57K

$5K

AMERICAN UNITED LIFE INSURANCE COMPANY