Welfare broker

LOESEL SCHAFF INSURANCE AGENCY

Mailing address (most recent filing)

3537 WEST 12TH STREET

ERIE, PA 16505

Total comp: $72K
Commissions: $72K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where LOESEL SCHAFF INSURANCE AGENCY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

RELIANCE STANDARD LIFE INSURANCE COMPANY50.0%
HEARTLAND16.7%
UPMC HEALTH OPTIONS16.7%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA16.7%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
RELIANCE STANDARD LIFE INSURANCE COMPANY	3	$76K	50.0%
HEARTLAND	1	$19K	16.7%
UPMC HEALTH OPTIONS	1	$2.4M	16.7%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$0	16.7%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	6	$2.5M	0.1%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LOESEL SCHAFF INSURANCE AGENCY's plans by broker comp / premium ratio. Median 10.00% vs welfare-wide median 6.29% (n=5).

Prospect-flag exposure · vs market baseline

Share of LOESEL SCHAFF INSURANCE AGENCY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-6 of 6 sponsors where LOESEL SCHAFF INSURANCE AGENCY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ERIE HOMES FOR CHILDREN AND ADULTS ERIE HOMES FOR CHILDREN AND ADULTS GROUP HEALTH	PA	$2.4M	$58K	UPMC HEALTH OPTIONS
ERIE HOMES FOR CHILDREN AND ADULTS ERIE HOMES FOR CHILDREN AND ADULTS LONG TERM DISABILITY	PA	$48K	$4K	RELIANCE STANDARD LIFE INSURANCE COMPANY
ERIE HOMES FOR CHILDREN AND ADULTS ERIE HOMES FOR CHILDREN AND ADULTS GROUP DENTAL	PA	$0	$4K	GUARDIAN
ERIE HOMES FOR CHILDREN AND ADULTS ERIE HOMES FOR CHILDREN AND ADULTS GROUP LIFE	PA	$19K	$2K	RELIANCE STANDARD LIFE INSURANCE COMPANY
ERIE HOMES FOR CHILDREN AND ADULTS ERIE HOMES FOR CHILDREN AND ADULTS GROUP VISION	PA	$19K	$2K	HEARTLAND
ERIE HOMES FOR CHILDREN AND ADULTS ERIE HOMES FOR CHILDREN AND ADULTS GROUP LIFE	PA	$9K	$857	RELIANCE STANDARD LIFE INSURANCE COMPANY