Welfare broker

LOCASCIO HADDEN & DENNIS LLC

Mailing address (most recent filing)

401 PENNSYLVANIA PARKWAY, SUITE 200

INDIANAPOLIS, IN 46280

Total comp: $5.4M
Commissions: $3.8M
Fees: $1.7M
Filings: 125
Sponsors: 125

Carrier mix

Where LOCASCIO HADDEN & DENNIS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ANTHEM LIFE INSURANCE COMPANY30.4%
SYMETRA LIFE INSURANCE COMPANY13.0%
RELIASTAR LIFE INSURANCE COMPANY8.7%
UNUM LIFE INSURANCE COMPANY OF AMERICA8.7%
DELTA DENTAL OF CALIFORNIA8.7%
HARTFORD LIFE AND ACCIDENT6.5%
SUN LIFE ASSURANCE COMPANY OF CANADA6.5%
AMERICAN UNITED LIFE INSURANCE COMPANY6.5%
Other (2)10.9%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ANTHEM LIFE INSURANCE COMPANY	14	$29.8M	30.4%
SYMETRA LIFE INSURANCE COMPANY	6	$2.6M	13.0%
RELIASTAR LIFE INSURANCE COMPANY	4	$3.1M	8.7%
UNUM LIFE INSURANCE COMPANY OF AMERICA	4	$3.1M	8.7%
DELTA DENTAL OF CALIFORNIA	4	$3.2M	8.7%
HARTFORD LIFE AND ACCIDENT	3	$583K	6.5%
SUN LIFE ASSURANCE COMPANY OF CANADA	3	$954K	6.5%
AMERICAN UNITED LIFE INSURANCE COMPANY	3	$544K	6.5%
UNITED OF OMAHA LIFE INSURANCE COMPANY	3	$694K	6.5%
UNITEDHEALTHCARE INSURANCE COMPANY	2	$5.3M	4.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IN	52	$55.5M	1.5%	33.33x
MD	1	$6.9M	0.1%	1.36x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LOCASCIO HADDEN & DENNIS LLC's plans by broker comp / premium ratio. Median 12.79% vs welfare-wide median 6.29% (n=53).

Prospect-flag exposure · vs market baseline

Share of LOCASCIO HADDEN & DENNIS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

51-53 of 53 sponsors where LOCASCIO HADDEN & DENNIS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ONLINE TRANSPORT INC ONLINE TRASNPORT GROUP BENEFIT PLAN	IN	$1.1M	$4K	SYMETRA LIFE INSURANCE COMPANY
SOFTWARE ENGINEERING PROFESSIONALS, INC. SOFTWARE ENGINEERING PROFESSIONALS EMPLOYEE BENEFIT PLAN	IN	$2.6M	$3K	ANTHEM INSURANCE COMPANIES, INC.
AMERICAN UNITED LIFE INSURANCE COMPANY WELFARE BENEFIT PLAN FOR POST-65 EMERITUS AGENTS	IN	$171K	$350	HARTFORD LIFE AND ACCIDENT