Welfare broker

LIGHTHOUSE BENEFIT ADVISORS LLC

Mailing address (most recent filing)

400 OCEAN BLVD, UNIT 1104

ST SIMONS ISLAND, GA 31522

Total comp: $370K
Commissions: $268K
Fees: $102K
Filings: 1
Sponsors: 1

Carrier mix

Where LIGHTHOUSE BENEFIT ADVISORS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$4.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
GA	1	$4.5M	0.0%	15.11x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LIGHTHOUSE BENEFIT ADVISORS LLC's plans by broker comp / premium ratio. Median 8.44% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of LIGHTHOUSE BENEFIT ADVISORS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where LIGHTHOUSE BENEFIT ADVISORS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SOUTHEAST GEORGIA HEALTH SYSTEM, INC. SOUTHEAST GEORGIA HEALTH SYSTEM EMPLOYEE BENEFIT PLAN	GA	$4.5M	$383K	UNITED OF OMAHA LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNITED OF OMAHA LIFE INSURANCE COMPANY

$4.5M

100.0%

State

Plans

Premium

State share

Index

$4.5M

0.0%

15.11x

Sponsor

Loc

Premium

Comp

Carrier

SOUTHEAST GEORGIA HEALTH SYSTEM, INC.

SOUTHEAST GEORGIA HEALTH SYSTEM EMPLOYEE BENEFIT PLAN

$4.5M

$383K

UNITED OF OMAHA LIFE INSURANCE COMPANY