Welfare broker

LIFETIME BENEFITS INSURANCE LLP

Mailing address (most recent filing)

400 N MAIN STREET

SUITE 103

GRAPEVINE, TX 76051

Total comp: $258K
Commissions: $255K
Fees: $2K
Filings: 12
Sponsors: 12

Carrier mix

Where LIFETIME BENEFITS INSURANCE LLP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY71.4%
SYMETRA LIFE INSURANCE COMPANY14.3%
METROPOLITAN LIFE INSURANCE COMPANY14.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	5	$157K	71.4%
SYMETRA LIFE INSURANCE COMPANY	1	$338K	14.3%
METROPOLITAN LIFE INSURANCE COMPANY	1	$65K	14.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	7	$560K	0.1%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LIFETIME BENEFITS INSURANCE LLP's plans by broker comp / premium ratio. Median 15.00% vs welfare-wide median 6.29% (n=5).

Prospect-flag exposure · vs market baseline

Share of LIFETIME BENEFITS INSURANCE LLP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-7 of 7 sponsors where LIFETIME BENEFITS INSURANCE LLP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HUMPHREY & ASSOCIATES, INC. HUMPHREY & ASSOCIATES, INC. BENEFIT PLAN	TX	$128K	$26K	UNITED OF OMAHA LIFE INSURANCE COMPANY
SRF PERSONNEL, INC. SRF PERSONNEL, INC. EMPLOYEE BENEFITS PLAN	TX	$65K	$8K	METROPOLITAN LIFE INSURANCE COMPANY
49 MANAGEMENT CO LLC 49 MANAGEMENT CO LLC DBA 49 FINANCIAL	TX	$25K	$4K	UNITED OF OMAHA LIFE INSURANCE COMPANY
49 MANAGEMENT CO LLC LIFE & AD&D	TX	$2K	$3K	UNITED OF OMAHA LIFE INSURANCE COMPANY
49 MANAGEMENT CO LLC SHORT TERM DISABILITY	TX	$2K	$306	UNITED OF OMAHA LIFE INSURANCE COMPANY
SRF PERSONNEL, INC. SRF PERSONNEL, INC. EMPLOYEE BENEFITS PLAN	TX	$338K	$0	SYMETRA LIFE INSURANCE COMPANY
49 MANAGEMENT CO LLC LIFE & AD&D	TX	$176	$0	UNITED OF OMAHA LIFE INSURANCE COMPANY