Welfare broker

LG PLANNING GROUP

Mailing address (most recent filing)

445 BROADHOLLOW ROAD, SUITE 119

MELVILLE, NY 11747

Total comp: $41K
Commissions: $41K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where LG PLANNING GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$59K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$59K	0.0%	25.44x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LG PLANNING GROUP's plans by broker comp / premium ratio. Median 118.20% vs welfare-wide median 6.31% (n=1).

Prospect-flag exposure · vs market baseline

Share of LG PLANNING GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where LG PLANNING GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PURA VIDA HOLDINGS GROUP, LLC PURA VIDA HOLDINGS GROUP, LLC HEALTH AND WELFARE PLAN	FL	$59K	$70K	UNITEDHEALTHCARE INSURANCE COMPANY