Welfare broker

LENCOR BENEFITS LLC

Mailing address (most recent filing)

155-21 BRIDGETON STREET

HOWARD BEACH, NY 11414

Total comp: $1.2M
Commissions: $774K
Fees: $385K
Filings: 1
Sponsors: 1

Carrier mix

Where LENCOR BENEFITS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

EMBLEMHEALTH100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
EMBLEMHEALTH	1	$13.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$13.2M	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LENCOR BENEFITS LLC's plans by broker comp / premium ratio. Median 9.10% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of LENCOR BENEFITS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where LENCOR BENEFITS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BOARD OF TRUSTEES OF BAKERY DRIVERS LOCAL 802 WELFARE FUND BAKERY DRIVERS LOCAL 802 WELFARE FUND	NY	$13.2M	$1.2M	EMBLEM HEALTH