Welfare broker

LEGACY RISK SOLUTIONS LLC

Mailing address (most recent filing)

3633 WHEELER RD STE 203

AUGUSTA, GA 30909

Carrier mix

Where LEGACY RISK SOLUTIONS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	3	$40K	50.0%
BERKLEY LIFE AND HEALTH INSURANCE COMPANY	1	$1.1M	16.7%
HM LIFE INSURANCE COMPANY	1	$895K	16.7%
CRESCENT HEALTH SOLUTIONS	1	$669K	16.7%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	6	$2.7M	0.2%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LEGACY RISK SOLUTIONS LLC's plans by broker comp / premium ratio. Median 15.62% vs welfare-wide median 6.29% (n=6).

Prospect-flag exposure · vs market baseline

Share of LEGACY RISK SOLUTIONS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-6 of 6 sponsors where LEGACY RISK SOLUTIONS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RURAL HEALTH GROUP, INC. RURAL HEALTH GROUP, INC. EMPLOYEE BENEFIT PLAN	NC	$1.1M	$176K	BERKLEY LIFE AND HEALTH INSURANCE CO.
M. B. HAYNES CORPORATION M.B. HAYNES CORPORATION MEDICAL AND DENTAL CARE PLAN	NC	$895K	$24K	HM LIFE INSURANCE COMPANY
COMMUNITY ACTION OPPORTUNITIES, INC COMMUNITY ACTION OPPORTUNITIES HEALTH CARE PLAN	NC	$669K	$13K	CRESCENT HEALTH SOLUTIONS
CVO ENTERPRISES, INC. CVO ENTERPRISES STD PLAN	NC	$20K	$3K	UNITED OF OMAHA LIFE INSURANCE COMPANY
CVO ENTERPRISES, INC. CVO ENTERPRISES LTD PLAN	NC	$11K	$2K	UNITED OF OMAHA LIFE INSURANCE COMPANY
CVO ENTERPRISES, INC. CVO ENTERPRISES HEALTH & WELFARE PLAN	NC	$9K	$1K	UNITED OF OMAHA LIFE INSURANCE COMPANY