Welfare broker

LEDGESTONE INSURANCE GROUP INC

Mailing address (most recent filing)

410 N MAIN STREET

EAST PEORIA, IL 616112018

Total comp: $125K
Commissions: $125K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where LEDGESTONE INSURANCE GROUP INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HUMANA INSURANCE COMPANY50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HUMANA INSURANCE COMPANY	1	$149K	50.0%
BLUE CROSS OF CALIFORNIA	1	$2.6M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	2	$2.7M	0.0%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LEDGESTONE INSURANCE GROUP INC's plans by broker comp / premium ratio. Median 7.62% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of LEDGESTONE INSURANCE GROUP INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where LEDGESTONE INSURANCE GROUP INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WYMAN-SICHER EYE ASSOCIATES WYMAN-SICHER EYE ASSOCIATES WELFARE PLAN	IL	$2.6M	$110K	BLUECROSS BLUESHIELD OF ILLINOIS
GETZ FIRE EQUIPMENT COMPANY GETZ FIRE EQUIPMENT COMPANY LIFE INSURANCE PLAN	IL	$149K	$16K	HUMANA INSURANCE COMPANY

Carrier

Plans

Premium

HUMANA INSURANCE COMPANY

$149K

50.0%

BLUE CROSS OF CALIFORNIA

$2.6M

50.0%

State

Plans

Premium

State share

Index

$2.7M

0.0%

28.47x

Sponsor

Loc

Premium

Comp

Carrier

WYMAN-SICHER EYE ASSOCIATES

WYMAN-SICHER EYE ASSOCIATES WELFARE PLAN

$2.6M

$110K

BLUECROSS BLUESHIELD OF ILLINOIS

GETZ FIRE EQUIPMENT COMPANY

GETZ FIRE EQUIPMENT COMPANY LIFE INSURANCE PLAN

$149K

$16K

HUMANA INSURANCE COMPANY