Welfare broker

LB INSURANCE AND FINANCIAL SVCS INC

Mailing address (most recent filing)

3104 SUNSET BOULEVARD, SUITE 5E

ROCKLIN, CA 95677

Total comp: $5K
Commissions: $5K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where LB INSURANCE AND FINANCIAL SVCS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$89K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$89K	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LB INSURANCE AND FINANCIAL SVCS INC's plans by broker comp / premium ratio. Median 5.70% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of LB INSURANCE AND FINANCIAL SVCS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where LB INSURANCE AND FINANCIAL SVCS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ST.ANTON MULTIFAMILY ST.ANTON MULTIFAMILY HEALTH AND WELFARE PLAN	CA	$89K	$5K	UNITED OF OMAHA LIFE INSURANCE COMPANY