Welfare broker

LB BENEFITS INC

Mailing address (most recent filing)

3901 15TH ST SUITE D

MOLINE, IL 61265

Total comp: $381K
Commissions: $345K
Fees: $36K
Filings: 15
Sponsors: 15

Carrier mix

Where LB BENEFITS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	4	$10.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	3	$8.4M	0.1%	21.36x
IA	1	$1.8M	0.1%	26.31x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LB BENEFITS INC's plans by broker comp / premium ratio. Median 3.51% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of LB BENEFITS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where LB BENEFITS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
GROUP O, INC. GROUP O, INC. CONTROLLED GROUP FLEX BEN PLAN	IL	$5.9M	$150K	BLUECROSS BLUESHIELD OF ILLINOIS
KEY AUTO MALL, INC. KEY AUTO MALL CAFETERIA PLAN	IL	$1.4M	$70K	BLUE CROSS BLUE SHIELD OF ILLINOIS
GREEN BUICK GMC, INC GREEN BUICK GMC, INC EMPLOYEE BENEFITS PLAN	IL	$1.1M	$49K	BLUECROSS BLUESHIELD OF ILLINOIS
LEWIS MACHINE AND TOOL CO. LEWIS MACHINE AND TOOL CO. EMPLOYEE BENEFITS PLAN	IA	$1.8M	$32K	WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$10.3M

100.0%

State

Plans

Premium

State share

Index

$8.4M

0.1%

21.36x

$1.8M

0.1%

26.31x

Sponsor

Loc

Premium

Comp

Carrier

GROUP O, INC.

GROUP O, INC. CONTROLLED GROUP FLEX BEN PLAN

$5.9M

$150K

BLUECROSS BLUESHIELD OF ILLINOIS

KEY AUTO MALL, INC.

KEY AUTO MALL CAFETERIA PLAN

$1.4M

$70K

BLUE CROSS BLUE SHIELD OF ILLINOIS

GREEN BUICK GMC, INC

GREEN BUICK GMC, INC EMPLOYEE BENEFITS PLAN

$1.1M

$49K

BLUECROSS BLUESHIELD OF ILLINOIS

LEWIS MACHINE AND TOOL CO.

LEWIS MACHINE AND TOOL CO. EMPLOYEE BENEFITS PLAN

$1.8M

$32K

WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA