Welfare broker

LAVORO GROUP CORP

Mailing address (most recent filing)

CARE OF FGP

225 TECH PARK DRIVE

ROCHESTER, NY 14623

Total comp: $469K
Commissions: $469K
Fees: $0
Filings: 7
Sponsors: 7

Carrier mix

Where LAVORO GROUP CORP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA66.7%
DELTA DENTAL OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$2.9M	66.7%
DELTA DENTAL OF CALIFORNIA	1	$5.0M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	3	$8.0M	0.1%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LAVORO GROUP CORP's plans by broker comp / premium ratio. Median 4.32% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of LAVORO GROUP CORP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where LAVORO GROUP CORP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SUTHERLAND GLOBAL SERVICES, INC. SUTHERLAND GLOBAL SERVICES WELFARE BENEFITS PLAN	NY	$5.0M	$218K	DELTA DENTAL OF NEW YORK
DURST IMAGE TECHNOLOGY US, LLC DURST IMAGE TECHNOLOGY US, LLC, WELFARE BENEFIT PLAN	NY	$1.9M	$83K	EXCELLUS BLUE CROSS BLUE SHIELD
ACRO INDUSTRIES, INC ACRO INDUSTRIES, INC WELFARE BENEFIT PLAN	NY	$1.0M	$46K	EXCELLUS BLUE CROSS BLUE SHIELD

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$2.9M

66.7%

DELTA DENTAL OF CALIFORNIA

$5.0M

33.3%

State

Plans

Premium

State share

Index

$8.0M

0.1%

19.82x

Sponsor

Loc

Premium

Comp

Carrier

SUTHERLAND GLOBAL SERVICES, INC.

SUTHERLAND GLOBAL SERVICES WELFARE BENEFITS PLAN

$5.0M

$218K

DELTA DENTAL OF NEW YORK

DURST IMAGE TECHNOLOGY US, LLC

DURST IMAGE TECHNOLOGY US, LLC, WELFARE BENEFIT PLAN

$1.9M

$83K

EXCELLUS BLUE CROSS BLUE SHIELD

ACRO INDUSTRIES, INC

ACRO INDUSTRIES, INC WELFARE BENEFIT PLAN

$1.0M

$46K

EXCELLUS BLUE CROSS BLUE SHIELD