Welfare broker

LAURIE WINSTON

Mailing address (most recent filing)

1122 S. MAIN STREET

SUITE B

GREENVILLE, SC 29601

Total comp: $158K
Commissions: $158K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where LAURIE WINSTON places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$4.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
SC	2	$4.5M	0.2%	124.51x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LAURIE WINSTON's plans by broker comp / premium ratio. Median 5.40% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of LAURIE WINSTON's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where LAURIE WINSTON is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CPM FEDERAL CREDIT UNION CPM FEDERAL CREDIT UNION HEALTH AND WELFARE BENEFIT PLANS	SC	$2.2M	$143K	BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA
FIRST RELIANCE BANK FIRST RELIANCE BANK WELFARE BENEFITS PLAN	SC	$2.2M	$97K	BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA