Welfare broker

LAUREN FLORINE

Mailing address (most recent filing)

27207 N. AZATLAN DRIVE

SCOTTSDALE, AZ 85263

Total comp: $62K
Commissions: $62K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where LAUREN FLORINE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.9M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MN	1	$1.9M	0.0%	50.15x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LAUREN FLORINE's plans by broker comp / premium ratio. Median 3.53% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of LAUREN FLORINE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where LAUREN FLORINE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FTG CIRCUITS MINNETONKA LLC FTG CIRCUITS MINNETONKA LLC HEALTH AND WELFARE BENEFITS PLAN	MN	$1.9M	$67K	UNITEDHEALTHCARE INSURANCE COMPANY