Welfare broker

LAMM INSURANCE CENTER, INC.

Mailing address (most recent filing)

119 OAK DRIVE

CATONSVILLE, MD 21228

Total comp: $188K
Commissions: $78K
Fees: $110K
Filings: 7
Sponsors: 7

Carrier mix

Where LAMM INSURANCE CENTER, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY33.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY33.3%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$807K	33.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$1.3M	33.3%
BLUE CROSS OF CALIFORNIA	1	$1.7M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MD	3	$3.8M	0.2%	71.90x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LAMM INSURANCE CENTER, INC.'s plans by broker comp / premium ratio. Median 5.50% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of LAMM INSURANCE CENTER, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where LAMM INSURANCE CENTER, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
H & M WAGNER & SONS, INC. H & M WAGNER & SONS, INC. EMPLOYEE BENEFITS PLAN	MD	$1.3M	$69K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
DS PIPE & STEEL SUPPLY LLC DS PIPE & STEEL SUPPLY LLC EMPLOYEE BENEFITS PLAN	MD	$807K	$52K	UNITEDHEALTHCARE INSURANCE COMPANY
SHEPHERD ELECTRIC CO., INC. SHEPHERD ELECTRIC CO., INC. MEDICAL PLAN	MD	$1.7M	$20K	CAREFIRST BLUECHOICE, INC.

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$807K

33.3%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$1.3M

33.3%

BLUE CROSS OF CALIFORNIA

$1.7M

33.3%

State

Plans

Premium

State share

Index

$3.8M

0.2%

71.90x

Sponsor

Loc

Premium

Comp

Carrier

H & M WAGNER & SONS, INC.

H & M WAGNER & SONS, INC. EMPLOYEE BENEFITS PLAN

$1.3M

$69K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

DS PIPE & STEEL SUPPLY LLC

DS PIPE & STEEL SUPPLY LLC EMPLOYEE BENEFITS PLAN

$807K

$52K

UNITEDHEALTHCARE INSURANCE COMPANY

SHEPHERD ELECTRIC CO., INC.

SHEPHERD ELECTRIC CO., INC. MEDICAL PLAN

$1.7M

$20K

CAREFIRST BLUECHOICE, INC.