Welfare broker

KURZ & VALDEZ BENEFIT ENROLLMENT SO

Mailing address (most recent filing)

14640 N 90TH DR

PEORIA, AZ 85381

Total comp: $109K
Commissions: $59K
Fees: $50K
Filings: 21
Sponsors: 21

Carrier mix

Where KURZ & VALDEZ BENEFIT ENROLLMENT SO places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$215K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AZ	1	$215K	0.1%	85.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KURZ & VALDEZ BENEFIT ENROLLMENT SO's plans by broker comp / premium ratio. Median 37.09% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of KURZ & VALDEZ BENEFIT ENROLLMENT SO's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where KURZ & VALDEZ BENEFIT ENROLLMENT SO is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TALIS CONSTRUCTION CORPORATION TALIS CONSTRUCTION CORPORATION VOL. BENEFITS PLAN	AZ	$215K	$80K	COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$215K

100.0%

State

Plans

Premium

State share

Index

$215K

0.1%

85.91x

Sponsor

Loc

Premium

Comp

Carrier

TALIS CONSTRUCTION CORPORATION

TALIS CONSTRUCTION CORPORATION VOL. BENEFITS PLAN

$215K

$80K

COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY