Welfare broker

KRISTINE G WYCKOFF

Mailing address (most recent filing)

1417 S MAMER LN

SPOKANE VALLEY, WA 99216

Total comp: $94K
Commissions: $94K
Fees: $0
Filings: 11
Sponsors: 11

Carrier mix

Where KRISTINE G WYCKOFF places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AETNA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AETNA LIFE INSURANCE COMPANY	1	$1.8M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CO	1	$1.8M	0.1%	81.26x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KRISTINE G WYCKOFF's plans by broker comp / premium ratio. Median 9.49% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of KRISTINE G WYCKOFF's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where KRISTINE G WYCKOFF is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LONE TREE SERVICES, LLC LONE TREE SERVICES LLC EMPLOYEE BENEFITS PLAN	CO	$1.8M	$166K	AETNA LIFE INSURANCE COMPANY