Welfare broker

KRISTIN LEASE

Mailing address (most recent filing)

3890 HOWARD AVENUE

LOS ALAMITOS, CA 90720

Total comp: $34K
Commissions: $11K
Fees: $23K
Filings: 22
Sponsors: 22

Carrier mix

Where KRISTIN LEASE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$82K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$82K	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KRISTIN LEASE's plans by broker comp / premium ratio. Median 15.87% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of KRISTIN LEASE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where KRISTIN LEASE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RUBIDOUX MOTOR COMPANY DUTTON MOTOR	CA	$82K	$13K	COLONIAL LIFE & ACCIDENT INSURANCE COMPANY