Welfare broker

KRISTIN BRIGGS

Mailing address (most recent filing)

PO BOX 1064

RIDGEFIELD, CT 06877

Total comp: $70K
Commissions: $70K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where KRISTIN BRIGGS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA50.0%
AETNA LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$20K	50.0%
AETNA LIFE INSURANCE COMPANY	1	$1.6M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	2	$1.7M	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KRISTIN BRIGGS's plans by broker comp / premium ratio. Median 6.69% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of KRISTIN BRIGGS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where KRISTIN BRIGGS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PICO ELECTRONICS, INC. PICO ELECTRONICS, INC. MEDICAL INSURANCE PLAN	NY	$1.6M	$68K	AETNA LIFE INSURANCE COMPANY
PICO ELECTRONICS, INC. PICO ELECTRONICS LIFE INSURANCE PLAN 143 SPARKS AVE PELHAM, NY 10803	NY	$20K	$2K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$20K

50.0%

AETNA LIFE INSURANCE COMPANY

$1.6M

50.0%

State

Plans

Premium

State share

Index

$1.7M

0.0%

19.82x

Sponsor

Loc

Premium

Comp

Carrier

PICO ELECTRONICS, INC.

PICO ELECTRONICS, INC. MEDICAL INSURANCE PLAN

$1.6M

$68K

AETNA LIFE INSURANCE COMPANY

PICO ELECTRONICS, INC.

PICO ELECTRONICS LIFE INSURANCE PLAN 143 SPARKS AVE PELHAM, NY 10803

$20K

$2K

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA