Welfare broker

KRISTEL STRITTMATTER

Mailing address (most recent filing)

1312 JOSEPH ST

HAWLEY, MN 56549

Total comp: $18K
Commissions: $18K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where KRISTEL STRITTMATTER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	1	$399K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ND	1	$399K	0.3%	346.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KRISTEL STRITTMATTER's plans by broker comp / premium ratio. Median 8.58% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of KRISTEL STRITTMATTER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where KRISTEL STRITTMATTER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HOSPICE OF THE RED RIVER VALLEY HOSPICE OF THE RED RIVER VALLEY DENTAL, LIFE AND DISABILITY PLAN	ND	$399K	$34K	STANDARD INSURANCE COMPANY