Welfare broker

H.J. KNIGHT INTERNATIONAL INSURANCE

Mailing address (most recent filing)

30 BRAINTREE HILL OFFICE PARK

BRAINTREE, MA 02184

Total comp: $604K
Commissions: $604K
Fees: $0
Filings: 12
Sponsors: 12

Carrier mix

Where H.J. KNIGHT INTERNATIONAL INSURANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HCC LIFE INSURANCE COMPANY33.3%
HUMANA INSURANCE COMPANY33.3%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HCC LIFE INSURANCE COMPANY	1	$888K	33.3%
HUMANA INSURANCE COMPANY	1	$1.1M	33.3%
BLUE CROSS OF CALIFORNIA	1	$8.8M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	1	$1.1M	0.0%	15.30x
NY	1	$888K	0.0%	6.61x
IL	1	$8.8M	0.0%	9.49x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of H.J. KNIGHT INTERNATIONAL INSURANCE's plans by broker comp / premium ratio. Median 5.93% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of H.J. KNIGHT INTERNATIONAL INSURANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where H.J. KNIGHT INTERNATIONAL INSURANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NEPHROLOGY ASSOCIATES OF NORTHERN ILLINOIS, LTD. NEPHROLOGY ASSOCIATES OF NORTHERN ILLINOIS, LTD. WELFARE BENEFITS PLAN	IL	$8.8M	$396K	BLUE CROSS BLUE SHIELD OF ILLINOIS
BOARD OF TRUSTEES OF HEALTH FUND 917 HEALTH FUND 917	NY	$888K	$65K	HCC LIFE INSURANCE COMPANY
PLUMBERS & FITTERS LOCAL UNION NO. 110 BENEFIT TRUST FUND PLUMBERS & FITTERS LOCAL UNION NO. 110 BENEFIT TRUST FUND	VA	$1.1M	$0	HUMANA INSURANCE COMPANY

Carrier

Plans

Premium

HCC LIFE INSURANCE COMPANY

$888K

33.3%

HUMANA INSURANCE COMPANY

$1.1M

33.3%

BLUE CROSS OF CALIFORNIA

$8.8M

33.3%

State

Plans

Premium

State share

Index

$1.1M

0.0%

15.30x

$888K

0.0%

6.61x

$8.8M

0.0%

9.49x

Sponsor

Loc

Premium

Comp

Carrier

NEPHROLOGY ASSOCIATES OF NORTHERN ILLINOIS, LTD.

NEPHROLOGY ASSOCIATES OF NORTHERN ILLINOIS, LTD. WELFARE BENEFITS PLAN

$8.8M

$396K

BLUE CROSS BLUE SHIELD OF ILLINOIS

BOARD OF TRUSTEES OF HEALTH FUND 917

HEALTH FUND 917

$888K

$65K

HCC LIFE INSURANCE COMPANY

PLUMBERS & FITTERS LOCAL UNION NO. 110 BENEFIT TRUST FUND

$1.1M

HUMANA INSURANCE COMPANY