Welfare broker

KNAPP TEDESCO INSURANCE AGENCY

Mailing address (most recent filing)

627 MAIN STREET

AMES, IA 50010

Total comp: $21K
Commissions: $21K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where KNAPP TEDESCO INSURANCE AGENCY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA66.7%
FIDELITY SECURITY LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	2	$193K	66.7%
FIDELITY SECURITY LIFE INSURANCE COMPANY	1	$39K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IA	3	$232K	0.3%	105.23x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KNAPP TEDESCO INSURANCE AGENCY's plans by broker comp / premium ratio. Median 10.92% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of KNAPP TEDESCO INSURANCE AGENCY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where KNAPP TEDESCO INSURANCE AGENCY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AG LEADER TECHNOLOGY, INC. AG LEADER TECHNOLOGY, INC. DISABILITY PLAN	IA	$147K	$10K	UNUM LIFE INSURANCE COMPANY OF AMERICA
AG LEADER TECHNOLOGY, INC. AG LEADER TECHNOLOGY, INC. LIFE AND ACCIDENT PLAN	IA	$45K	$7K	UNUM LIFE INSURANCE COMPANY OF AMERICA
AG LEADER TECHNOLOGY, INC. AG LEADER TECHNOLOGY, INC. VISION PLAN	IA	$39K	$4K	FIDELITY SECURITY LIFE INSURANCE

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$193K

66.7%

FIDELITY SECURITY LIFE INSURANCE COMPANY

$39K

33.3%

State

Plans

Premium

State share

Index

$232K

0.3%

105.23x

Sponsor

Loc

Premium

Comp

Carrier

AG LEADER TECHNOLOGY, INC.

AG LEADER TECHNOLOGY, INC. DISABILITY PLAN

$147K

$10K

UNUM LIFE INSURANCE COMPANY OF AMERICA

AG LEADER TECHNOLOGY, INC.

AG LEADER TECHNOLOGY, INC. LIFE AND ACCIDENT PLAN

$45K

$7K

UNUM LIFE INSURANCE COMPANY OF AMERICA

AG LEADER TECHNOLOGY, INC.

AG LEADER TECHNOLOGY, INC. VISION PLAN

$39K

$4K

FIDELITY SECURITY LIFE INSURANCE