Welfare broker

KML ENTERPRISES LLC

Mailing address (most recent filing)

1010 MANVEL AVE

CHANDLER, OK 74834

Total comp: $36K
Commissions: $36K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where KML ENTERPRISES LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

VISION SERVICE PLAN33.3%
HCC LIFE INSURANCE COMPANY33.3%
DELTA DENTAL OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
VISION SERVICE PLAN	1	$36K	33.3%
HCC LIFE INSURANCE COMPANY	1	$323K	33.3%
DELTA DENTAL OF CALIFORNIA	1	$133K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OK	3	$491K	0.3%	123.05x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KML ENTERPRISES LLC's plans by broker comp / premium ratio. Median 6.65% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of KML ENTERPRISES LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where KML ENTERPRISES LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CHANDLER U.S.A. INC CHANDLER (U.S.A.) INC. GROUP BENEFITS PLAN	OK	$323K	$21K	HCC LIFE INSURANCE COMPANY
CHANDLER USA INC CHANDLER (U.S.A), INC. GROUP DENTAL PLAN	OK	$133K	$13K	DELTA DENTAL
CHANDLER USA INC CHANDLER (U.S.A.), INC. GROUP VISION PLAN	OK	$36K	$2K	VISION SERVICE PLAN

Carrier

Plans

Premium

VISION SERVICE PLAN

$36K

33.3%

HCC LIFE INSURANCE COMPANY

$323K

33.3%

DELTA DENTAL OF CALIFORNIA

$133K

33.3%

State

Plans

Premium

State share

Index

$491K

0.3%

123.05x

Sponsor

Loc

Premium

Comp

Carrier

CHANDLER U.S.A. INC

CHANDLER (U.S.A.) INC. GROUP BENEFITS PLAN

$323K

$21K

HCC LIFE INSURANCE COMPANY

CHANDLER USA INC

CHANDLER (U.S.A), INC. GROUP DENTAL PLAN

$133K

$13K

DELTA DENTAL

CHANDLER USA INC

CHANDLER (U.S.A.), INC. GROUP VISION PLAN

$36K

$2K

VISION SERVICE PLAN