Welfare broker

KGK AGENCY, INC

Mailing address (most recent filing)

575 JERICHO TURNPIKE

SUITE 202

JERICHO, NY 11753

Total comp: $80K
Commissions: $6K
Fees: $74K
Filings: 1
Sponsors: 1

Carrier mix

Where KGK AGENCY, INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$2.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$2.3M	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KGK AGENCY, INC's plans by broker comp / premium ratio. Median 6.67% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of KGK AGENCY, INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where KGK AGENCY, INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DAVID LERNER ASSOCIATES INC DAVID LERNER ASSOCIATES INC EMPLOYEE BENEFITS PLAN	NY	$2.3M	$151K	CIGNA HEALTH AND LIFE INSURANCE COMPANY