Welfare broker

KEVIN S SMITH

Mailing address (most recent filing)

PO BOX 568

DICKSON, TN 37056

Total comp: $233K
Commissions: $233K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where KEVIN S SMITH places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$4.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	2	$4.2M	0.1%	64.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KEVIN S SMITH's plans by broker comp / premium ratio. Median 6.65% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of KEVIN S SMITH's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where KEVIN S SMITH is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
31-W INSULATION COMPANY INC 31-W INSULATION CO., INC. GROUP HEALTH PLAN	TN	$2.8M	$185K	BLUECROSS BLUESHIELD OF TENNESSEE, INC
NASHVILLE SYMPHONY ASSOCIATION NASHVILLE SYMPHONY ASSOCIATION WELFARE PLAN	TN	$1.4M	$95K	BLUECROSS BLUESHIELD OF TENNESSEE, INC.