Welfare broker

KEVIN MCDANIEL

Mailing address (most recent filing)

THREE CITY PLACE DRIVE 01

ST LOUIS, MO 63141

Total comp: $728K
Commissions: $728K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where KEVIN MCDANIEL places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	3	$15.0M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$9.3M	0.0%	8.04x
MI	1	$2.7M	0.0%	13.73x
IL	1	$3.0M	0.0%	9.50x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KEVIN MCDANIEL's plans by broker comp / premium ratio. Median 4.95% vs welfare-wide median 6.35% (n=3).

Prospect-flag exposure · vs market baseline

Share of KEVIN MCDANIEL's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where KEVIN MCDANIEL is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PANTHERX SPECIALTY, LLC PANTHERX SPECIALTY PHARMACY HEALTH AND WELFARE BENEFIT PLAN	PA	$9.3M	$459K	HIGHMARK INC.
FUSION 92 FUSION 92 HEALTH AND WELFARE PLAN	IL	$3.0M	$221K	BLUE CROSS BLUE SHIELD OF MICHIGAN
THEORIA MEDICAL PLLC HEALTH PLAN	MI	$2.7M	$86K	BLUE CROSS BLUE SHIELD OF MICHIGAN

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$15.0M

100.0%

State

Plans

Premium

State share

Index

$9.3M

0.0%

8.04x

$2.7M

0.0%

13.73x

$3.0M

0.0%

9.50x

Sponsor

Loc

Premium

Comp

Carrier

PANTHERX SPECIALTY, LLC

PANTHERX SPECIALTY PHARMACY HEALTH AND WELFARE BENEFIT PLAN

$9.3M

$459K

HIGHMARK INC.

FUSION 92

FUSION 92 HEALTH AND WELFARE PLAN

$3.0M

$221K

BLUE CROSS BLUE SHIELD OF MICHIGAN

THEORIA MEDICAL PLLC

HEALTH PLAN

$2.7M

$86K

BLUE CROSS BLUE SHIELD OF MICHIGAN