Welfare broker

KEVIN LORENZEN

Mailing address (most recent filing)

109 DIAMOND TAIL ROAD

PLACITAS, NM 87043

Total comp: $6K
Commissions: $5K
Fees: $205
Filings: 4
Sponsors: 4

Carrier mix

Where KEVIN LORENZEN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AFLAC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AFLAC	1	$50K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CO	1	$50K	0.1%	81.26x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KEVIN LORENZEN's plans by broker comp / premium ratio. Median 15.28% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of KEVIN LORENZEN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where KEVIN LORENZEN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FOCUS ON THE FAMILY FOCUS ON THE FAMILY AFLAC PLAN	CO	$50K	$8K	AFLAC