Welfare broker

KEVIN L KRAUSE

Mailing address (most recent filing)

1021 N WATERFORD WAY

MECHANICSBURG, PA 17050

Total comp: $73K
Commissions: $73K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where KEVIN L KRAUSE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$2.9M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$1.2M	0.0%	11.99x
MD	1	$1.7M	0.1%	35.95x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KEVIN L KRAUSE's plans by broker comp / premium ratio. Median 4.11% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of KEVIN L KRAUSE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where KEVIN L KRAUSE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
GLICK FIRE EQUIPMENT COMPANY, INC. GLICK FIRE EQUIPMENT COMPANY, INC. WELFARE BENEFITS PLAN	PA	$1.2M	$62K	HIGHMARK INC.
COLLEGE LIVING EXPERIENCE COLLEGE LIVING EXPERIENCE EMPLOYEE BENEFITS PLAN	MD	$1.7M	$51K	HIGHMARK BLUESHIELD