Welfare broker

KENBACK INS INC

Mailing address (most recent filing)

600 W MAIN SUITE 400

LOUISAVILLE, KY 40202

Total comp: $19K
Commissions: $19K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where KENBACK INS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

RELIANCE STANDARD LIFE INSURANCE COMPANY50.0%
ANTHEM LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
RELIANCE STANDARD LIFE INSURANCE COMPANY	1	$85K	50.0%
ANTHEM LIFE INSURANCE COMPANY	1	$12K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KY	2	$97K	0.0%	19.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KENBACK INS INC's plans by broker comp / premium ratio. Median 15.48% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of KENBACK INS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where KENBACK INS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CITIZENS BANK OF KENTUCKY CITIZENS BANK OF KENTUCKY-LIFE	KY	$85K	$18K	RELIANCE STANDARD
CITIZENS BANK OF KENTUCKY CITIZENS BANK OF KENTUCKY	KY	$12K	$1K	ANTHEM HEALTH PLANS OF KY, INC

Carrier

Plans

Premium

RELIANCE STANDARD LIFE INSURANCE COMPANY

$85K

50.0%

ANTHEM LIFE INSURANCE COMPANY

$12K

50.0%

State

Plans

Premium

State share

Index

$97K

0.0%

19.70x

Sponsor

Loc

Premium

Comp

Carrier

CITIZENS BANK OF KENTUCKY

CITIZENS BANK OF KENTUCKY-LIFE

$85K

$18K

RELIANCE STANDARD

CITIZENS BANK OF KENTUCKY

$12K

$1K

ANTHEM HEALTH PLANS OF KY, INC