Welfare broker

KELLY GARRETT SKAGGS

Mailing address (most recent filing)

2710 MCCORMICK ST

BOZEMAN, MT 59718

Total comp: $903
Commissions: $721
Fees: $182
Filings: 1
Sponsors: 1

Carrier mix

Where KELLY GARRETT SKAGGS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

NORTHWESTERN MUTUAL100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
NORTHWESTERN MUTUAL	1	$11K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MT	1	$11K	0.4%	434.38x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KELLY GARRETT SKAGGS's plans by broker comp / premium ratio. Median 12.67% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of KELLY GARRETT SKAGGS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where KELLY GARRETT SKAGGS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
UNIVERSAL ATHLETIC SERVICES, INC UNIVERSAL ATHLETIC SERVICES, INC. EMPLOYER PROVIDED GROUP BENEFIT PLAN	MT	$11K	$1K	NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY