Welfare broker

KEITH OLBERDING, INC

Mailing address (most recent filing)

323 MAIN STREET

SENECA, KS 66538

Total comp: $109K
Commissions: $109K
Fees: $0
Filings: 11
Sponsors: 11

Carrier mix

Where KEITH OLBERDING, INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

DELTA DENTAL OF CALIFORNIA66.7%
UNITED OF OMAHA LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DELTA DENTAL OF CALIFORNIA	2	$327K	66.7%
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$194K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KS	3	$520K	0.3%	134.67x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KEITH OLBERDING, INC's plans by broker comp / premium ratio. Median 9.49% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of KEITH OLBERDING, INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where KEITH OLBERDING, INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
J-SIX ENTERPRISES, LLC J-SIX ENTERPRISES, LLC WELFARE BENEFIT PLAN	KS	$194K	$64K	UNITED OF OMAHA LIFE INSURANCE COMPANY
AG PARTNERS COOPERATIVE, INC. AG PARTNERS EMPLOYEE BENEFIT PLAN	KS	$193K	$18K	DELTA DENTAL OF KANSAS, INC.
CENTRAL NATIONAL BANK CENTRAL NATIONAL BANK DENTAL PLAN	KS	$134K	$3K	DELTA DENTAL OF KANSAS, INC.

Carrier

Plans

Premium

DELTA DENTAL OF CALIFORNIA

$327K

66.7%

UNITED OF OMAHA LIFE INSURANCE COMPANY

$194K

33.3%

State

Plans

Premium

State share

Index

$520K

0.3%

134.67x

Sponsor

Loc

Premium

Comp

Carrier

J-SIX ENTERPRISES, LLC

J-SIX ENTERPRISES, LLC WELFARE BENEFIT PLAN

$194K

$64K

UNITED OF OMAHA LIFE INSURANCE COMPANY

AG PARTNERS COOPERATIVE, INC.

AG PARTNERS EMPLOYEE BENEFIT PLAN

$193K

$18K

DELTA DENTAL OF KANSAS, INC.

CENTRAL NATIONAL BANK

CENTRAL NATIONAL BANK DENTAL PLAN

$134K

$3K

DELTA DENTAL OF KANSAS, INC.