Welfare broker

KEEL POINT INSURANCE ADVISORS

Mailing address (most recent filing)

100 CHURCH ST SW

STE 500

HUNTSVILLE, AL 35801

Total comp: $90K
Commissions: $76K
Fees: $14K
Filings: 3
Sponsors: 3

Carrier mix

Where KEEL POINT INSURANCE ADVISORS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STARMOUNT LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STARMOUNT LIFE INSURANCE COMPANY	1	$447K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AL	1	$447K	0.1%	107.78x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KEEL POINT INSURANCE ADVISORS's plans by broker comp / premium ratio. Median 17.24% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of KEEL POINT INSURANCE ADVISORS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where KEEL POINT INSURANCE ADVISORS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HIGHERECHELON, INC. HIGHERECHELON WRAP PLAN	AL	$447K	$77K	STARMOUNT LIFE INSURANCE COMPANY