Welfare broker

KD BENEFITS INS BROKERAGE INC

Mailing address (most recent filing)

6 PARK LANE

MARBLEHEAD, MA 01945

Total comp: $57K
Commissions: $57K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where KD BENEFITS INS BROKERAGE INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$885K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MA	1	$885K	0.0%	46.22x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KD BENEFITS INS BROKERAGE INC's plans by broker comp / premium ratio. Median 2.09% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of KD BENEFITS INS BROKERAGE INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where KD BENEFITS INS BROKERAGE INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NEW BEDFORD EDUCATORS ASSOCIATION, INC. NEW BEDFORD EDUCATORS ASSOCIATION, INC. HEALTH AND WELFARE BENEFIT PLAN	MA	$885K	$19K	BLUE CROSS & BLUE SHIELD OF MASSACHUSETTS