Welfare broker

KBA INSURANCE INC

Mailing address (most recent filing)

PO BOX 4407

TOPEKA, KS 66604

Carrier mix

Where KBA INSURANCE INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SUN LIFE ASSURANCE COMPANY OF CANADA	2	$4.1M	50.0%
ZURICH AMERICAN INSURANCE COMPANY	1	$0	25.0%
BLUE CROSS OF CALIFORNIA	1	$1.9M	25.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KS	4	$6.0M	0.5%	134.67x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KBA INSURANCE INC's plans by broker comp / premium ratio. Median 6.76% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of KBA INSURANCE INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where KBA INSURANCE INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
KANSAS BANKERS SERVICES, INC. GROUP LONG TERM DISABILITY PLAN	KS	$1.6M	$359K	SUN LIFE ASSURANCE COMPANY OF CANADA
KANSAS BANKERS SERVICES, INC. GROUP TERM DEPENDENT CARE LIFE PLAN GROUP TERM LIFE, A D & D, AND DEPENDENT LIFE PLAN	KS	$2.5M	$168K	SUN LIFE ASSURANCE COMPANY OF CANADA
KANSAS BANKERS ASSOCIATION HEALTH BENEFIT PLAN FOR MEMBERS OF THE KANSAS BANKERS ASSOCIATION	KS	$1.9M	$6K	BLUE CROSS BLUE SHIELD OF KANSAS
KANSAS BANKERS SERVICES, INC. KANSAS BANKERS SERVICES, INC. ACCIDENTAL DEATH & DISMEMBERMENT	KS	$0	$0	ZURICH AMERICAN INSURANCE COMPANY