Welfare broker

KATHRYN D KETTER

Mailing address (most recent filing)

118 LEES CUT

WRIGHTSVILLE BEACH, NC 28480

Total comp: $25K
Commissions: $24K
Fees: $522
Filings: 3
Sponsors: 3

Carrier mix

Where KATHRYN D KETTER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

METROPOLITAN LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
METROPOLITAN LIFE INSURANCE COMPANY	1	$460K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$460K	0.0%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KATHRYN D KETTER's plans by broker comp / premium ratio. Median 13.41% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of KATHRYN D KETTER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where KATHRYN D KETTER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EDWARDS, INC. EDWARDS, INC. EMPLOYEE BENEFITS PLAN	NC	$460K	$62K	METROPOLITAN LIFE INSURANCE COMPANY