Welfare broker

KATHLEEN BYRNE

Mailing address (most recent filing)

7142 ANTHONY LN

PARMA HEIGHTS, OH 44130

Total comp: $10K
Commissions: $9K
Fees: $186
Filings: 12
Sponsors: 12

Carrier mix

Where KATHLEEN BYRNE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED STATES FIRE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED STATES FIRE INSURANCE COMPANY	1	$249K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	1	$249K	0.0%	17.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KATHLEEN BYRNE's plans by broker comp / premium ratio. Median 0.49% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of KATHLEEN BYRNE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where KATHLEEN BYRNE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HANNIBAL CARBIDE TOOL, INC. HANNIBAL CARBIDE TOOL, INC., ROCK RIVER TOOL, INC., LEXINGTON CUTTER, INC. GROUP HEALTH BENEFIT PLAN	MO	$249K	$1K	UNITED STATES FIRE INSURANCE COMPANY