Welfare broker

KATHERINE DOWLING

Mailing address (most recent filing)

OWENS AND DOWLING

2 RADNOR CORPORATE CNT, STE 106

RADNOR, PA 19087

Total comp: $115K
Commissions: $115K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where KATHERINE DOWLING places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HARTFORD LIFE AND ACCIDENT100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HARTFORD LIFE AND ACCIDENT	1	$2.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$2.2M	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KATHERINE DOWLING's plans by broker comp / premium ratio. Median 5.00% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of KATHERINE DOWLING's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where KATHERINE DOWLING is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SEI INVESTMENTS COMPANY HEALTH AND WELFARE BENEFITS PLAN	PA	$2.2M	$112K	HARTFORD LIFE AND ACCIDENT