Welfare broker

KAPLAN BENEFITS GROUP LLC

Mailing address (most recent filing)

1101 WOOTTON PKWY

STE 920

ROCKVILLE, MD 20852

Total comp: $236K
Commissions: $107K
Fees: $129K
Filings: 3
Sponsors: 3

Carrier mix

Where KAPLAN BENEFITS GROUP LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY33.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY33.3%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$2.0M	33.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$778K	33.3%
BLUE CROSS OF CALIFORNIA	1	$3.0M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	1	$2.0M	0.0%	15.30x
TX	1	$778K	0.0%	5.57x
DC	1	$3.0M	0.2%	58.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KAPLAN BENEFITS GROUP LLC's plans by broker comp / premium ratio. Median 3.49% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of KAPLAN BENEFITS GROUP LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where KAPLAN BENEFITS GROUP LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
COUNCIL FOR AFFORDABLE QUALITY HEALTHCARE, INC. CAQH HEALTH & WELFARE PLAN	DC	$3.0M	$212K	CAREFIRST BLUECHOICE, INC.
PROMETHEUS FEDERAL SERVICES LLC THE PFS HEALTH AND WELFARE PLAN	VA	$2.0M	$68K	UNITEDHEALTHCARE INSURANCE COMPANY
HCSS EMPLOYER, INC HCSS EMPLOYER, INC. EMPLOYEE BENEFITS PLAN	TX	$778K	$21K	CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$2.0M

33.3%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$778K

33.3%

BLUE CROSS OF CALIFORNIA

$3.0M

33.3%

State

Plans

Premium

State share

Index

$2.0M

0.0%

15.30x

$778K

0.0%

5.57x

$3.0M

0.2%

58.98x

Sponsor

Loc

Premium

Comp

Carrier

COUNCIL FOR AFFORDABLE QUALITY HEALTHCARE, INC.

CAQH HEALTH & WELFARE PLAN

$3.0M

$212K

CAREFIRST BLUECHOICE, INC.

PROMETHEUS FEDERAL SERVICES LLC

THE PFS HEALTH AND WELFARE PLAN

$2.0M

$68K

UNITEDHEALTHCARE INSURANCE COMPANY

HCSS EMPLOYER, INC

HCSS EMPLOYER, INC. EMPLOYEE BENEFITS PLAN

$778K

$21K

CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES