Welfare broker

KAMIL A BREEDLOVE

Mailing address (most recent filing)

4700 N 16TH ST

APT 343

PHOENIX, AZ 85016

Total comp: $9K
Commissions: $8K
Fees: $8
Filings: 3
Sponsors: 3

Carrier mix

Where KAMIL A BREEDLOVE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$203K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AZ	1	$203K	0.1%	85.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KAMIL A BREEDLOVE's plans by broker comp / premium ratio. Median 19.78% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of KAMIL A BREEDLOVE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where KAMIL A BREEDLOVE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ARIZONA FASTENERS CORPORATION ARIZONA FASTENERS CORPORATION WELFARE BENEFITS	AZ	$203K	$40K	UNITED OF OMAHA LIFE INSURANCE COMPANY