Welfare broker

K&S INSURANCE

Mailing address (most recent filing)

2255 RIDGE ROAD

SUITE 333

ROCKWALL, TX 75087

Total comp: $26K
Commissions: $26K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where K&S INSURANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

DELTA DENTAL OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DELTA DENTAL OF CALIFORNIA	1	$668K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OK	1	$668K	0.1%	123.05x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of K&S INSURANCE's plans by broker comp / premium ratio. Median 11.25% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of K&S INSURANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where K&S INSURANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SISTERLY CARE HEALTH SERVICES, LLC SISTERLY CARE HEALTH SERVICES, LLC DBA COMPLETE HOME SERVICES, LLC HEALTH & WELFARE BENEFIT PLAN	OK	$668K	$75K	DELTA DENTAL