Welfare broker

K.P.D. INSURANCE, LLC

Mailing address (most recent filing)

PO BOX 784

SPRINGFIELD, OR 97477

Carrier mix

Where K.P.D. INSURANCE, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$2.3M	16.7%
STANDARD INSURANCE COMPANY	1	$746K	16.7%
PROVIDENCE HEALTH PLAN	1	$806K	16.7%
PRINCIPAL LIFE INSURANCE COMPANY	1	$120K	16.7%
KAISER FOUNDATION HEALTH PLAN INC	1	$962K	16.7%
BLUE CROSS OF CALIFORNIA	1	$1.3M	16.7%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OR	5	$5.5M	0.5%	87.14x
WA	1	$746K	0.1%	10.29x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of K.P.D. INSURANCE, LLC's plans by broker comp / premium ratio. Median 3.59% vs welfare-wide median 6.29% (n=6).

Prospect-flag exposure · vs market baseline

Share of K.P.D. INSURANCE, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-6 of 6 sponsors where K.P.D. INSURANCE, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WEBER ENTERPRISES, INC. WEBER ENTERPRISES INC. HEALTH & WELFARE BENEFIT PLAN	OR	$2.3M	$81K	UNITEDHEALTHCARE INSURANCE COMPANY
PEAK CREDIT UNION PEAK CREDIT UNION HEALTH & WELFARE BENEFIT PLAN	WA	$746K	$48K	STANDARD INSURANCE COMPANY
DOUGLAS COUNTY, INC DOUGLAS COUNTY, INC HEALTH & WELFARE BENEFIT PLAN	OR	$1.3M	$34K	REGENCE BLUECROSS BLUESHIELD OF OREGON
BEDMART, INC. BEDMART, INC. HEALTH & WELFARE BENEFIT PLAN	OR	$962K	$34K	KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST
JOURNAL GRAPHICS, INC. JOURNAL GRAPHICS, INC. HEALTH & WELFARE BENEFIT PLAN	OR	$806K	$30K	PROVIDENCE HEALTH PLAN
BLAZER INDUSTRIES, INC. BLAZER INDUSTRIES, INC. HEALTH & WELFARE BENEFIT PLAN	OR	$120K	$11K	PRINCIPAL LIFE INSURANCE COMPANY