Welfare broker

K&M ACCOUNTING LLC

Mailing address (most recent filing)

5153 S BLISS LN

NEWAYGO, MI 49337

Total comp: $957K
Commissions: $957K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where K&M ACCOUNTING LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HEALTH ALLIANCE PLAN100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HEALTH ALLIANCE PLAN	1	$39.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	1	$39.4M	0.0%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of K&M ACCOUNTING LLC's plans by broker comp / premium ratio. Median 2.43% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of K&M ACCOUNTING LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where K&M ACCOUNTING LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DEARBORN SCHOOLS EMPLOYEE HEALTHCARE PROGRAM VOLUNTARY EMPLOYEE DEARBORN SCHOOLS EMPLOYEE HEALTHCARE PROGRAM VOLUNTARY EMPLOYEE BENEFIT ASSOCIATION	MI	$39.4M	$957K	HEALTH ALLIANCE PLAN