Welfare broker

K.I.S ASSOCIATES, LLC

Mailing address (most recent filing)

7 CLEMSON LANE

WOODBURY, NY 117972205

Total comp: $199K
Commissions: $199K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where K.I.S ASSOCIATES, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$7.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$7.1M	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of K.I.S ASSOCIATES, LLC's plans by broker comp / premium ratio. Median 4.26% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of K.I.S ASSOCIATES, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where K.I.S ASSOCIATES, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
STONY BROOK BUSINESS VENTURES, LLC STONY BROOK BUSINESS VENTURES, LLC HEALTH AND WELFARE PLAN	NY	$7.1M	$302K	UNITEDHEALTHCARE INSURANCE COMPANY